Quote:
Originally Posted by MNdaddy  Sent my handwritten (on their form) hardship affidavit on 30 Sept. Now I can't reach Bob, the supervisor that is now handling my acct. Left him multiple messages asking him to confirm that the fax was scanned and put in my file to go to underwriting.
I basically copied the hardship letter I sent to WaMu back in March, and I think it did a good job of explaining my business failure (loss of income that led to late payments), and obtaining a new job (lower income than when I got original mortgage), and that I depleted my savings (to zero) and ran up a lot of credit debt (payments I also can't make), so there is no way I can make up back payments, though I can make the trial payment, and have had two 3-month trials to prove that. Hoping for the best.
Already planning to appeal a denial though. Just seems to be the way they play. |
MNDaddy..thanks for the update. I hope it works out for you. Keep us posted. We made our 3 trial payment 2 weeks ago. Chase called us to say they got the payment and it'll be a few weeks. DH asked if they needed any additional paperwork and they said they had everything they needed. Hope this is true and they are actually doign what they say they are. Very skeptical at this point.