Thank you for joining and welcome to the forum...
I really, really recommend that you retain an attorney immediately and at the same time contact the State Banking Commissioner for your state, the OTC (OCC) and your State Attorney General's office...additionally you should file formal complaint to HUD - Chase is rather sensitive to all of the above...they are either regulated by them or have to answer to them. HUD is
Homes and Communities - U.S. Department of Housing and Urban Development (HUD), the rest are available by goggling them and finding the web site and the complaint methodology. The problems that you have are by far to complex for us to help, however there is one suggestion that I would offer...QWR your file and find out just what there is in the Life of the Loan history that they are cranking out that is causing this mess.
Please, please retain an attorney immediately.