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MNdaddy · 10-02-2009, 10:15 AM

Sent my handwritten (on their form) hardship affidavit on 30 Sept. Now I can't reach Bob, the supervisor that is now handling my acct. Left him multiple messages asking him to confirm that the fax was scanned and put in my file to go to underwriting.
I basically copied the hardship letter I sent to WaMu back in March, and I think it did a good job of explaining my business failure (loss of income that led to late payments), and obtaining a new job (lower income than when I got original mortgage), and that I depleted my savings (to zero) and ran up a lot of credit debt (payments I also can't make), so there is no way I can make up back payments, though I can make the trial payment, and have had two 3-month trials to prove that. Hoping for the best.
Already planning to appeal a denial though. Just seems to be the way they play.

10-02-2009, 10:15 AM	#15 (permalink)
MNdaddy Senior Member Join Date: Jul 2009 Posts: 30 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: WAMU/Chase; where I am in the process. Sent my handwritten (on their form) hardship affidavit on 30 Sept. Now I can't reach Bob, the supervisor that is now handling my acct. Left him multiple messages asking him to confirm that the fax was scanned and put in my file to go to underwriting. I basically copied the hardship letter I sent to WaMu back in March, and I think it did a good job of explaining my business failure (loss of income that led to late payments), and obtaining a new job (lower income than when I got original mortgage), and that I depleted my savings (to zero) and ran up a lot of credit debt (payments I also can't make), so there is no way I can make up back payments, though I can make the trial payment, and have had two 3-month trials to prove that. Hoping for the best. Already planning to appeal a denial though. Just seems to be the way they play.