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Originally Posted by ama125  Thanks for the input from everyone. CW - I do not have another property, just the timeshare which yesterday I got a UPS packet from that company offering to try and sell it on my behalf but I must "act fast" and notarize documents granting them power of attorney. I guess it's worth a shot...I've had it listed with another company for 2 years now. But this is the company that owns the timeshares so perhaps they could do better. I also got a call from someone in their corporate office that said if they sold it, all back payments and fees would be waived. Of course, being paranoid and distrusting these days, I am skeptical.
As for NACA, I'm concerned that it would take too long to get things going. I've got that HEMAP loan I was approved for and I can only cancel it prior to disbursement of funds. We haven't gone to closing yet on it, but I know BofA has done something since it is listed on my account. PHFA said they haven't received the info from them yet. I don't know if NACA could get something submitted before then or not. My biggest concern is that once the HEMAP starts, I will be current again. My nego says Fannie Mae won't do anything for me if I'm current. UGH... this is all so frustrating. Maybe I should try NACA, but I'll have to wait for new pay stubs.
Thanks again to all who responded! |
Maybe you jumping the gun Ama, why don't you wait and see what Moe has cooking. I don't think you need to go through Naca to get a good fixed rate, and I wouldn't like the idea of not being able to speak for myself with the bank. I don't think Naca can do any more for you than you are capable of yourself, you're a leader, not a follower.