Loan Modification Forum - LoanSafe.org - View Single Post

djdebz · 10-01-2009, 12:49 PM

I have been trying to get a loan mod with GMAC since May of 2009. I have contacted several people; I thought I was close to getting the HAMP in July when I was told that I passed the first two steps, then I was told that I failed at the end because, now brace yourselves, "I could not afford the new monthly payment". I do not even get that; our monthly payment is 50% of our take-home pay. Has anyone seriously had a successful loan modification recently? I have also contacted the FDIC, the OCC, the Better Business Bureau, my senator, and no one has helped at all. Am I missing something? Thanks so much.

10-01-2009, 12:49 PM	#14 (permalink)
djdebz Junior Member Join Date: Oct 2009 Posts: 3 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Who has RECENTLY been helped by GMAC? I have been trying to get a loan mod with GMAC since May of 2009. I have contacted several people; I thought I was close to getting the HAMP in July when I was told that I passed the first two steps, then I was told that I failed at the end because, now brace yourselves, "I could not afford the new monthly payment". I do not even get that; our monthly payment is 50% of our take-home pay. Has anyone seriously had a successful loan modification recently? I have also contacted the FDIC, the OCC, the Better Business Bureau, my senator, and no one has helped at all. Am I missing something? Thanks so much.