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Originally Posted by ama125  Not that I've been offered either one, but I may be in the near future getting a mod with a step rate that would mirror the terms of HAMP. So my question is, would you take a step rate mod with the same terms as HAMP or would you continue to fight and try and to get into HAMP? I can't say for sure, but I believe the BofA non-HAMP step rate mod would not require a trial period like the HAMP does (and we all see that getting in the trial does not guarantee one a permanent mod). Any thoughts out there on this? |
I need to be on Hamp Ama, but I think the step rate deal would work for you. A bird in the hand is worth two in the bush.