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Originally Posted by mintdeer  Well got another letter from IndyMac yesterday September 28th dated September 24 from A "work out specialist" who was reviewing my loan for a modification. ( my 1st mod was denied on September 3rd) It states that if I do not send it back filled out within 10 days with the attached paperwork ( paysubs etc) they will assume I am no longer interested in a loan modification. HA HA HA HA! I have been trying to get one since March 09! I have sent them this stuff at least 5 times ( mail and fax each time!) so nice of them to give me 6, wait 5 days to get it back to them since October fourth is a Sunday! Guess I will mail and fax everything again! I am not hopefull they will grant me anything though. Hey for all you IndyMac/ Onewest clients out there this letter did come with a couple of different numbers and a address I didn't have before. the new fax number is 1-877-736-5556 the phone number is 1-866-205-4478 and the address is 2900 Esperanza Crossing Austin , TX 78758.
Oh I had to argue with them once already about how they calculate income, my husband had some overtime at the beginging of the year that will not repeat itself unless there is another hurricane where his company does business and they send him back to repair stuff, I can not predict that that will happen again any time soon! They averaged out that extra income at the begining of the year with his normal pay to give him a higher gross income. Anything to deny me. I am waiting to hear my house won't qualify becasue I owe more than 105-125% whatever number they are usuing or they'll say my debt to income is to high, I am sure they will come up with a new excuse. In the mean time I am still seriousely considering chapter 13 bankruptcy. I am toally tired and worn out from dealing with this mess!! Any  ways Good luck everyone! |
The Texas address is where our modification came from. They are better to deal with than the 781-7399 people. Good luck with all this.