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Originally Posted by darlyj  Thanks Moe. We're just sick (literally at several points) of the stress from playing their games and refuse to do so anymore. It's just not worth it anymore, financially or mentally. That in and of itself is beyond liberating. The only thing that really is of any concern to us has to do with dragging the kids through this and making sure that we can find a safe place in a timely fashion. At the same time we know that we are far from the only family in this position and many have done just fine after going through what we are right now. |
I'm in AZ also and pretty much in the same situation as you. I lost job, hours cut and all that and really can't afford my house anymore with what new job pays. I decided to not pay and see what happens. I will take it down till the end and not short sale which is what they will want you to do sooner or later. Its been 5 months missed payments coming up on 6. If I get a foreclosure notice then the sale date is 3 months from that. Then I get another month or so to move out so in the meantime, banking money that should be going towards the house so I can save my a** if and when the day comes.