Just checked my loan docs and it says that my LENDER is America's Wholesale Lender (which is Countrywide), my loan is listed in MERS as active with BAC as the servicer. My loan is also listed as a Fannie Mae loan. How can I tell if my loan was securitized, sold, whatever, and who has all the pieces? I don't understand this MERS thing and it's implications. Now that B of A owns
CW does that mean B of A owns my note or who are they servicing it for?