Thread: Citi Mod Help!
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Old 09-22-2009, 10:05 PM   #3 (permalink)
Evan Bedard
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Re: Citi Mod Help!

Hi Shayn welcome and thank you for joining.

Quote:
So basically I took this on myself, armed with the knowledge gained from these forums and Google. I have a fixed 30 year loan which is FNMA backed and my Modification trial period is set at 2.75%. I have to do this for 3 months at which time I guess they will review it. I am not sure if this means that I am good or not but for now I am going to bask in my glory of knowing that I will not lose my home. I will keep updating this as new information arises. If anyone has info on the property tax thing please feel free to comment. BTW they are looking at the 31% D2I:. The guy I had was great about working the system. He put several numbers in till we figured out how to push it through. All in all I feel elated and I really wish I would have done this sooner. It would have saved a great many sleepless nights. Thanks to everyone who has posted with great information. It really does make a difference.
Congratulations that is truly amazing how quick they came up with a decision. Good idea contacting loss mitigation they are usually the best department to deal with. There are many homeowners here in the trial period as well and some who have completed it..
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Evan Bedard
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