Well I for one am going to write my congressmen and both senators and give them an ear full. I find it odd that they can host foreclosure seminars and the like in our respective states just to advise of the MHA/HAMP govt plan to save us all...they need to hear the other end AFTER WE APPLY FOR THESES PLANS..its not working!!!!!!!!!!!!! They need to be involved in the congress and senate to get this thing moving..We all need to write our congressmen and senators and apply pressure before its too late....THIS IS A GOVERNMENT PLAN THEY NEED TO BECOME INVOLVED I AM WRITING MY LETTERS TONIGHT AND ALSO ADVISE THEM I WILL KEEP WRITING AND CALLING UNTIL SOMETHING IS DONE I AM NOT GOING AWAY AND I AM MAD AS HELL...ESPECIALLY AFTER TODAY WHEN I CALLED CHASE ONCE AGAIN AND GOT A VERY NASTY INDIVIDUAL ON THE LINE...THE THING CHASE DOES BEST IS RUDNESS AND RIPOFF!!!!!!!!!!!!!!!