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Old 09-22-2009, 12:40 PM   #60 (permalink)
SONORACADREAM
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Location: Sonora,CA About 1.5 hrs from Yosemite
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Re: Anyone finalize after the 3rd mod payment w/ Chase?

I also had the neg arm loan, it changed on me twice this last year, it gave a armortization schedeule? 40 years of predicted payments, I asked how is this possible? they said it is a computed amount. If I had a Computer that predicted 40 years of payments then I would own my own Island in the Bahama's.
Question to anyone who may know? is this a trial payment for both 1st and second? or just the first?
I was told buy a HUD councelor that 11/2 months behind on you first is nothing right now and relax. I hope she is right, I have allways been on top of all my bill's and now I am paying the ones that are the most important. Should I pay my property tax of 2500 or let that ride.It is a small town and they need the money, so I feel obliged to.
I see folks in thier homes for a year now without action.It is a gamble either way.
I will quit the docks chase wamu sent, it says this is a effort to collect a debit at the top of the page,I is not HAMP approved,it looks like what every one else here is talking about.
Take Care, Kirk
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