[saczig]

I am paying bank additional amount at closing, so that they will not follow on judgment/deficiency on loans and I am also requesting to remove the late marks on my credit report for 90 and 120 days.

They have already added “Bank Adjustment/Deed in Lieu/ Bank Liquidation” to my credit report but I am thinking to request to remove that and add - “Paid Settlement - Paid in Full for less than the Balance Due."

Can you please let me know, which is better in regards to my credit history -
“Bank Adjustment/Deed in Lieu/ Bank Liquidation” or - “Paid Settlement - Paid in Full for less than the Balance due."
Thank You,