[vegasunderwater]

I will tell you my strategy is that I've been sacrificing putting off the loan mods on my units while I scurry to safeguard all exposed assets just in case these bastards get a deficiency judgement. That way, I needn't disclose what they don't need to know. They're more interested in INCOME AND ONES' ABILITY TO REPAY THE MODDED LOAN. But liquid assets - yikes, that's a problem because it's a sitting duck for them and easier for them to seize than, say, fixed assets like real estate. I would suggest counseling with a good asset protection attorney asap before disclosing ANYTHING TO THESE EVIL JERKS!