[RamZam]

So I finally got through my negotiator Terri. She tells me that the loan docs I received yesterday were incorrect and asked that I not sign them. She will send new docs out next week via Fed Ex. The step rate terms are correct, but the actual docs are wrong. I will still have the 2 %, 3%, 4%, and eventually 5% for the life of the loan. She told me that this mod was a mod through my investor...BONY. I guess I will wait for my newly revised docs arrive....Go Figure!