[faith]

Originally Posted by SIE-1

Hello Faith –


I plan to call a bankruptcy lawyer this afternoon to get some more specific information about my options. My concern is that I have heard that many bankruptcy lawyers recommend or push people into bankruptcy, even though it may not be the best course of action.

I’ll keep you posted.

SIE,
Hello again,
Please don’t file for bankruptcy, unless you really have to. It does not help people stop foreclosure. According to American Bar Association , 96% of the people who file for bankruptcy end up losing their homes anyway—so they’re left with a foreclosure AND a bankruptcy on their records.

In some cases, bankruptcy is still a viable option, and I am glad that you have decided to see a bankruptcy lawyer. Check Georgia BAR Association for the lawyers license and make sure you ask how much he charged, do not accept per hour rate but a flat fee., make sure you ask for a free consultation on a first visit. Most of them give you free consultation during the first hour but be very careful.
>>
I have bad experienced with lawyers. One said in his ad that he charged free consultation so I went and we talked about less than an hour. I gave him all my records and documents. So I thought that was free. I decided not to hire him because I cannot afford him. Three days later I received a bill from him asking to pay him $900+ for that supposed to be free consultation. When I called he told me to stop calling his office and to pay that $900+ or he will take me to court. I used my credit card to pay him and he returned my documents after I paid him.

But I have a good personal injury lawyer who defended me to the end when I had a car accident. He has been a good lawyer for me and only charged me less than normal rate. Actually ever since I've hired him as a lawyer in 1981, everytime my family needs lawyer consultation. I called him, even traffic ticket for my husband and the car accident I've had in 2005. He send me Christmas card every year since 1981. I can call him anytime and he calls me right away. So there are still good, caring, truthful and honest lawyers out there. you just have to look.

Anyway, I wish you the best among the bests.


God bless and take care.>>