[snapple candy]

Marie,
WAMU has transitioned over all the HELOCs to Chase. My negotiator said the final WAMU to Chase conversion happening this week. We'll see.

Yah know, I talked with an investor guy whom told me him and others have had success in principal reductions, extinguishing of delinquent payments, all kinds of good stuff. It doesnt matter if it isnt a fannie or freddie. It appears they had to work with attorneys to get the job done...of course it will cost you. In the end, it may be well worth it. He said that pay close attention to final mod papers that have you "reaffirm". His advice, dont sign it.