[pandasjr]

When she told me the fee of 1995, I was like, I can't pay that, that's like 2 of my regular mortgage payments, and I'm struggling to pay that. She said I could charge it and I laughed...my cards are all maxed out. She called me later and told me the reduced fee, which is very close to our regular payment, so I agreed to that. However, I didn't know that might change what our payment will be, and that's what I plan to discuss with her today.