[gordilox86]

Determined,

First off. Great work locating and pointing this new guidance out to all of us. What happened here is the banks convinced the US Treasury that borrowers have been unable to provide their financial documentation timely. The US Treasury bought this argument and created this guidance which the banks will use as a tool to delay and possibly deny borrowers altogether for failure to provide financial documentation. Unfortunately the voice of the borrower has not been heard by the US Treasury. The struggling homeowners are fighting to save their homes, why would they delay providing such important documentation? The answer is simple.

CHASE NEVER ASKED BORROWERS IN TRIAL PERIOD PLANS FOR UPDATED FINANCIAL INFORMATION, NOR DID CHASE REQUEST FURTHER INFORMATION FOR INCOMPLETE FILES!!!

I have read all the blogs and Chase has not called or sent any correspondence whatsover to any of us during the Trial Period. We are all in the dark. Those of us who are pro-active and know the guidelines sent their financial documents to Chase during the 2nd Trial Period Month.

I have a fax confirmation to document the date I sent my revised "Borrower Assistance" form and updated paycheck/bank statement. I have a fed-ex signature evidencing the date Chase received my 3rd Trial Period Payment. I have a signed Trial Period Plan. I have legally obtained tape recorded conversations of Chase Home Owner Assistance Analysts and Executive Resolution Analysts stating that my file "looks complete and is in line with thousands of other Trial Period Borrowers waiting for underwriting."

So Chase if you are listening I ask how do you plan to wiggle your way out of this one?