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6wolverines · 03-04-2008, 08:54 PM

I've been busy lately so I haven't posted in a week or 2.

My last post was that Candace from FF called me to inform me that we were approved for modification. She did not have specifics but said I should expect a return call soon. That was almost 3 weeks ago. I've left messages on her voicemail (which, by the way, instructed me to leave a message and NOT call back because she would return the call in 24-48 hours). Well....no call yet. In the meantime..

On 2/20 Martika from FF called to arrange for payment. I told her I was awaiting a call from Candace about our modification. Martika confirmed Candace as the negotiator and would have her call me. NO CALL.

On 2/26 Ryan with FF called to arrange for payment. I told him that I was awaiting a return call from Candace, and that Martika was contacting Candace to have her return my call. Ryan confirmed the modification was approved and that I should NOT make payment arrangements as it would be included in our modification. He was leaving word with Candace to return my call.

On 2/27 Frank from FF called to arrange for payment. I told Frank all of the above and he said............"OH, YOU HAVE CERTAINLY NOT BEEN APPROVED FOR MODIFICATION". He went on to tell me that as of last Friday the foreclosure process was going to start. He informed me that if the house is sold at sheriff's sale or auction and does not sell for what we owe we will be getting a 1099 for the difference and it will be considered income. I asked Frank why Candace would call me out of the blue and tell me we were approved for the modification after all these months of battling with the single-celled organism, Matthew Long, and the faxes and re-faxes and calls that were not returned and messages and copies of bank statements and blah blah blah.....if it was not true??!!!

I've been at this since last July. And now, we have come to realize that we are losing the house. We can not stay here so we are moving on. We'll just wait out the rest of winter and move when it's nice out. We already have another place that will be ours in April. It costs less than half of what we are paying here.

BEST WISHES, FIRST FRANKLIN!! The house is yours! Just tell me where to leave the keys in April!!!

Char

03-04-2008, 08:54 PM	#1 (permalink)
6wolverines Senior Member Join Date: Dec 2007 Posts: 148 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	About that "modification"... I've been busy lately so I haven't posted in a week or 2. My last post was that Candace from FF called me to inform me that we were approved for modification. She did not have specifics but said I should expect a return call soon. That was almost 3 weeks ago. I've left messages on her voicemail (which, by the way, instructed me to leave a message and NOT call back because she would return the call in 24-48 hours). Well....no call yet. In the meantime.. On 2/20 Martika from FF called to arrange for payment. I told her I was awaiting a call from Candace about our modification. Martika confirmed Candace as the negotiator and would have her call me. NO CALL. On 2/26 Ryan with FF called to arrange for payment. I told him that I was awaiting a return call from Candace, and that Martika was contacting Candace to have her return my call. Ryan confirmed the modification was approved and that I should NOT make payment arrangements as it would be included in our modification. He was leaving word with Candace to return my call. On 2/27 Frank from FF called to arrange for payment. I told Frank all of the above and he said............"OH, YOU HAVE CERTAINLY NOT BEEN APPROVED FOR MODIFICATION". He went on to tell me that as of last Friday the foreclosure process was going to start. He informed me that if the house is sold at sheriff's sale or auction and does not sell for what we owe we will be getting a 1099 for the difference and it will be considered income. I asked Frank why Candace would call me out of the blue and tell me we were approved for the modification after all these months of battling with the single-celled organism, Matthew Long, and the faxes and re-faxes and calls that were not returned and messages and copies of bank statements and blah blah blah.....if it was not true??!!! I've been at this since last July. And now, we have come to realize that we are losing the house. We can not stay here so we are moving on. We'll just wait out the rest of winter and move when it's nice out. We already have another place that will be ours in April. It costs less than half of what we are paying here. BEST WISHES, FIRST FRANKLIN!! The house is yours! Just tell me where to leave the keys in April!!! Char