[maggieb]

V.A will not allow some things to be rolled up into the loan, I checked and Citi was correct on this. It didn't take my loan payment down by much either but It did give me a few months of no payment to help me get til I get my V.A disability compensation. For me any thing was a small blessing. It has been almost a Year since I filed for V.A disability so hopefully it will be deceided soon