| Re: omg! someone please help me!!
The 31% payment is including taxes and insurance but that is for the Making Home Affordable modification program. The 3 month trial payments are for that program too. You said they offered you a forbearance which is different. So in your other thread when you ask about the trial payments that is if you are doing that kind of mod. If you are not then I don't think there are any real guidelines for what the bank will do , they always say 'it's up to the investor on your loan' |