Hi Tiffany,
I am glad that was a typo, because the company that you did type in was not an approved FHA lender like Flagstar. A workout plan doesn't have a negative effect on the credit unless you were to default on it. Also what Poppy was referring to is that if you were speaking to a Mortgage Broker versus a Direct Lender like Flagstar, the amount that they would charge you on your file alone would be enough for them to live off of for 3 months.....the fees are so high with those crooks.....
Best of luck with FHA Secure!!!
Please keep us posted on the progress.......o.k.
