[jakelabry]

"He only gets a social security retirement for $1700 a month and the only reason why he can afford to pay the mortgage payment is because he withdraw money and not receive monthly income."

Excuse me, but we've been told for years that the entire purpose of a retirement account is to replace the income you lose by not working anymore - it's kind of why they tell you it should be equal to your last salary x the number of years you oexpect to live. So withdrawing money from said account to supplement social security income can hardly be considered a hardship - IMO. What else d you do with it - take it to your grave? It IS your income!

The initial point here is that Tomser has asked this same question three times in three separate threads. All we can give him is advice and opinions - which has also been done all three times. The only people who can provide the definitive answer to his question is the lender themselves and he won't know that answer until he submits the mod request.

Tomser - it does not matter in which thread or how many threads you ask this question, we can only give our opinions and now you have two. Faith says no and I say yes (for reasons stated in the other thread). GO ASK YOUR LENDER!!!