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Originally Posted by davejet Trying to take poll for those successful with Loan Modification with Making Homes Affordable Prog with Bank of America/Country Wide
Please reply if you received a Modification Paperwork.
1.Were you current?
2.If Late on payments, how many months late before Bank of America offered a Modification
3. How much of a modification were you given? Reduction in interest rate and or reduction in principal?
This will help everyone out who is stretching to make payments which it might be better to miss payments. |
I tried to get help starting in December while I was current and was denied at least 10 times over the phone. I was told that the only way I could get the bank to pay attention was to get 3 months behind, so I stopped paying both banks. I still was not getting any help and had given up on it after countless phone calls and the house went into foreclosure. Out of the blue, in mid July I received a Fed-Ex package containing my Making Home Affordable mod trial offer.