Hi Miana,
I responded to you in the other thread. But you need to get you money back from this guy if he is not an attorney because it is illegal to charge someone in default in the State of California a fee to prevent a foreclosure.
You also appear based on what you stated above, a victim of
predatory lending. These people are preying on you and your circumstances is what I gather and it is quite common. Please stop dealing with these people and start getting educated on this website and other safe websites. Non-profits and government sites.
The first thing I would do if I were you is speak with an attorney about what you posted here and consider having your loan documents reviewed for
Truth in Lending Act and RESPA violations.
Do you have a website for this company and how did you find them?