[Sunbeam]

I just wanted to give an update. I mailed the letter to my congressperson just about ten days ago. This past Monday I got a call from Sergio at Citi and also from a fellow from Freddie Mac. The guy from Freddie Mac told me they were doing an internal investigagation, but I would hear the result through Citimortgage. He did assure me it would be completely reviewed by Freddie Mac to make sure their rules were being followed. Sergio told me it was being followed up on through Citi and that they would ensure Freddie Mac's rules were followed. Today (Wednesday) Sergio called to ask that I fax our last 30 days of pay stubs and to tell me there would be a charge for BPO and title search; also that as we did not have an escrow account for property tax or insurance that under the rules one would need to be established.

I will update as things progress.