| Re: Emc chase denied load mod after 9 months of waiting!!! I did the same and I am now showing $700 in surplus where before I was in the hole by about $500 per month. We'll have to keep track of each other's re-submittal's to see how Chase handles this. Personally, I think this "insufficient income" BS is just that BS. Just another way for the mortgage company's to deny as many people as possible for the HAMP program. |