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Originally Posted by southpaw  Ok, a note from one, up to now, silent family taking strength from this forum and its useful info.
We started this process originally with Popular Mort. and were sold to Litton in October. We then started over with Litton in December and have finally after 6 months received our mod. offer. It definitely has been a marathon! It has been exhausting but we finally see some daylight.
We are moving from a 10.40% rate to a 5.25%. This will, after escrow and payment, take us from just over $3500 a month to $2415.78. Quite a savings for a family that has been reduced to one income in the last two months. We will finally have a little breathing room!
We sent our mod docs back to Litton certified overnight (signature required) with a cashiers check attached for the first months payment. We are making sure they have nothing to come back at us to say we did not comply with "their" rules.
Thank everyone again for the great info and support you didn't even know you were giving! |
Was you on an trial mod before you got your perm mod ?