[mar639]

I was pre approved with chase for a loan at 6.625% this will bring me savings of 900 a month. All depends on appraisle, I only need an extra $15,000 higher value than last time my home was appraised instead of $50,000. Which brings me hope. Closing costs are at a flat fee since I am a chase customer with a checking account and also my husband being a union member gives us many many benefits having a chase loan. I am so happy and at the same time I am continuing to pray that the appraisle comes in ok. I am waiting for someone to contact me on when an appraisre will come by. If all goes well I can close by Nov. 30th. I also recieved via email a good faith estimate with a rate locked in for 60 days. It felt so good to read finally Fixed Rate on the loan papers. Im praying alot.