Hi downtick welcome and thank you for joining our community.
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I am on on a int only loan that resets very soon and will have about a $300 a month increase in payments at current market rates not to mention an increase in HOA fees that will be sure to come as there are over 105 foreclosures in my building of the 435 units. And yes, I am in Miami, FL. Anyone have any ideas? |
Make sure you include all of this in your hardship, and even if they say you make too much make sure you point out the fact of the 300 a month increase.
By the way after calculating all of you income and expenses, what is left over? Are you in the negative? Or do you have a surplus?