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MomOf1 · 07-22-2009, 09:36 AM

I too found out that information after about 7 months into the process, wish I had found this site when I first started then I could have just called the ERT line, instead of spinning my wheels for 7 months. It is frustrating that they do not look at your second (or any other bills or expenses, like food) because if they did I am way over the 31%.

I am currently working with Litton to change my ARM to a Fixed. Not sure if you have an ARM but maybe the will work with you to at least get a fixed rate versus having the interest rate fluctuate every few months.

07-22-2009, 09:36 AM	#2 (permalink)
MomOf1 Senior Member Join Date: Jun 2009 Posts: 54 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Litton mod info that I didn't know... I too found out that information after about 7 months into the process, wish I had found this site when I first started then I could have just called the ERT line, instead of spinning my wheels for 7 months. It is frustrating that they do not look at your second (or any other bills or expenses, like food) because if they did I am way over the 31%. I am currently working with Litton to change my ARM to a Fixed. Not sure if you have an ARM but maybe the will work with you to at least get a fixed rate versus having the interest rate fluctuate every few months.