I should have asked you also what state you were located in...
The Homeowner's Tool box at the left of your screen is an excellent resource as to what you can do ... for example, just off the top of my head, I would recommend drafting a hardship letter and gathering together a monthly expense report as soon as possible, to explore possible loan workout solutions with EMC.
While I am not familiar with EMC's tendencies (and others on this forum would be more familiar), I did look at their website, and this direct link may be of assistance as well -- EMC's servicing website
https://emcmortgagecorp.com/emcccn/faq/keepmyhome.jsp
Please let us know if that will be of use to you, thanks.