[mreedlaw]

Good morning and welcome to the forum...I see that you (like me) probably experienced a little hiccup on the forum's server for a few moments...

Would you be able to share a little more info. re: your situation?

Who is your lender(s)?
What are the term(s) of the loan(s)?
Have you been late on your payment(s) yet?
Are property and hazazrd insurance escrows part of your payment?

Thanks - it is appreciated, Michael