Loan Modification Forum - LoanSafe.org - View Single Post - Bank of America

shkir · 07-13-2009, 10:07 AM

Sorry Everyone!
I thought I was sent automatic emails when more replies were posted, so have not checked this forum in quite abit.
So you asked who was my Loss Mit. rep that I worked with. His name was: Jim Pellegrino. I looked over my letter again, and his name is actually on the letter at the bottom.
I am VERY familiar with Patti Pikul, and Alisha Crenshaw. I might even still have Patti's personal cell phone number around here too! Yes, she gave me her cell phone number, I'm sure on the urging of Randall Chestnut, who is the VP over the entire Loss Mit. department. In other words, Patti reports to Randall.
My advice to everyone, work the Patti phone and email! She was the one I had to work and work, and finally after a 45 minute phone converstaion, get her to call the recovery department, and have them tell her the unrealistic payback options they wanted. Ask for the Recovery Department phone numbers! Call them, and give them the numbers, and ask what your pay options would be. When they tell you 800-1000 a month, then call Patti back, and share those numbers with her!! I also offered to bring money to the table with Patti, which was the deal closer.! Granted, I have to borrow borrow borrow for that money, but it's all worth it now!!
Here is the information to Randall Chestnut:
Randall Chestnut
randall.chestnut@bankofamerica.com
Phone: 716-635-2095 (goes to HIS voicemail, not a assistant, USE IT! USE IT! USE IT!)

DO NOT BE DISCOURAGED! My process took four months of fighting with them before coming to the desired outcome!

My only other advice I can suggest, is on the Credit Report listings. Let them leave the 30 and 60 day lates on there, request anything over a 90 day be deleted, as WELL as listing the account PAID IN FULL on Credit reports. Take the temp. hits with the 30/60, cause a Paid In Full will have a much better standing when you go to buy again.

I will keep checking this forum more often, to provide any personal experience information that I can.
One last advice for those using a realtor: TAKE CONTROL OF THIS YOURSELF! Do not rely on your realtor to try to get you in the best position. I never did, and glad I didn't, because he often suggested I just sign off, get it done, and worry about the recovery later. FALSE!
You have to have a agreement done before you sign off on anything.

Best of Luck to everyone!!

I'm not sure if I can, but if there is a way the FORUM MODERATOR would allow people to have my email address, I have no problems sharing my actual letter, with my personal information blacked out. There is nothing in my agreement that says I could not share it!

Moderators: can you post my email address so people can contact me for a copy of my letter??? It's VERY difficult to find information relating to BofA, that's why I wanted to share my story.

07-13-2009, 10:07 AM	#63 (permalink)
shkir Junior Member Join Date: Feb 2009 Posts: 4 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Bank of America - Short sale with collectible Debt Sorry Everyone! I thought I was sent automatic emails when more replies were posted, so have not checked this forum in quite abit. So you asked who was my Loss Mit. rep that I worked with. His name was: Jim Pellegrino. I looked over my letter again, and his name is actually on the letter at the bottom. I am VERY familiar with Patti Pikul, and Alisha Crenshaw. I might even still have Patti's personal cell phone number around here too! Yes, she gave me her cell phone number, I'm sure on the urging of Randall Chestnut, who is the VP over the entire Loss Mit. department. In other words, Patti reports to Randall. My advice to everyone, work the Patti phone and email! She was the one I had to work and work, and finally after a 45 minute phone converstaion, get her to call the recovery department, and have them tell her the unrealistic payback options they wanted. Ask for the Recovery Department phone numbers! Call them, and give them the numbers, and ask what your pay options would be. When they tell you 800-1000 a month, then call Patti back, and share those numbers with her!! I also offered to bring money to the table with Patti, which was the deal closer.! Granted, I have to borrow borrow borrow for that money, but it's all worth it now!! Here is the information to Randall Chestnut: Randall Chestnut randall.chestnut@bankofamerica.com Phone: 716-635-2095 (goes to HIS voicemail, not a assistant, USE IT! USE IT! USE IT!) DO NOT BE DISCOURAGED! My process took four months of fighting with them before coming to the desired outcome! My only other advice I can suggest, is on the Credit Report listings. Let them leave the 30 and 60 day lates on there, request anything over a 90 day be deleted, as WELL as listing the account PAID IN FULL on Credit reports. Take the temp. hits with the 30/60, cause a Paid In Full will have a much better standing when you go to buy again. I will keep checking this forum more often, to provide any personal experience information that I can. One last advice for those using a realtor: TAKE CONTROL OF THIS YOURSELF! Do not rely on your realtor to try to get you in the best position. I never did, and glad I didn't, because he often suggested I just sign off, get it done, and worry about the recovery later. FALSE! You have to have a agreement done before you sign off on anything. Best of Luck to everyone!! I'm not sure if I can, but if there is a way the FORUM MODERATOR would allow people to have my email address, I have no problems sharing my actual letter, with my personal information blacked out. There is nothing in my agreement that says I could not share it! Moderators: can you post my email address so people can contact me for a copy of my letter??? It's VERY difficult to find information relating to BofA, that's why I wanted to share my story.