I don't know what to tell you but that my daughter and I are in about the same situation.
Both of the home loans are in her name but both uses my social security number. We are both on the deed. When asked both loan companies what to do the told me to contact the law office that did closing. We did that and was told to contact our originator who said they did know what to do either.
This has been like this for 5 years now.
I would like to know what can be done. I would like for my house to be in my name since its reporting on my credit.