I spoke with a HUD counselor yesterday at Homeowner’s HOPE™ Hotline: (888) 995-HOPE
from the (
http://makinghomeaffordable.gov/) website.
They aren't working for any single bank.
She said she can help me negotiate with Wachovia, don't sign an agreement I can't make the payments on, if I did it would be 12 months before I could try a redo.
Also we are going to look at my other debt and put together a plan. They seemed to be the only sympathetic knowledgeable people so far. Watch out for the scams.
Like I posted earlier my balance is up to 752k so I am not eligible for the 2% deal even though when we got it it was 629k. And I'm not a fannie or freddie loan.