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Originally Posted by ItsJustMe  We haven't had NACA say anything about our two car loans. They aren't enormous, a total of $603 together. Are yours huge? We did get lectured by 995-HOPE (the number on MHA site). I just told her, listen, we COULD afford two car payments, just like we could afford a huge mortgage payment, we are in this mess because our income has gone DOWN $3K a month! We have lots of expenses we can no longer afford, and we are working to lower ALL of them, including the mortgage. |
We actually don't even have a car payment! My student loans are huge but thats not something I can "cut back on" because believe me I would. They don't like how much we spend on utilities and food! I screamed some choice words at her fired them and hung up. I realize they are in NC and things are cheap there (I know I used to live there). The fact is that NY is EXPENSIVE. There is nothing I can do about the fact that a gallon of milk is $5.00 here. The amout they told me I should be spending on food is actually lower than the food stamp allowance here! Gee, maybe I'll just stop feeding those pesky kids! They would no even listen to me when I tried to explain the mistake they made with my paystubs. I hate NACA! They made me waste precious time with their ignorance. I've filed a complaint wth the attorney general because they are NOT helping people that are costing people their homes! I swear I will take them down along with everyone else who has cost me my life!