[Joy White]

I noticed most of these messages are old. Our situation is unusual I think. Our mortgage was with greenpoint, I had done all the paperwork for a loan mod. and they said it would go through than all of a sudden we got a notice it was sold to Country Wide. When I called Country wide they said I would have to start all over with the loan mod process. I did. They said it was signed to a negoitor and would hear something by end of May. We got behind with everything and filed chpt. 7 but want to keep the house. In meantime my husband lost another job. than June 1st our loan was sold to Bank of America. I called them and they said because of the bankruptcy they werent able to work on the loan mod. Had to have my attorney give them permission to start all over on a new loan mod. My husband has gotton a job that looks permenant so I am starting again with the 3rd loan mod in 9 months (riducles). Anyone else doing this process with B of A? Any advice.