[LHarveyMadman]

For most of us who dealt with B of A , we didn't include too much specifics about our financial information in the original hardship letter. It's important to have it all ready if/when you do receive a call.

I sent my email message to Ken Lewis, Barbara Desoer, Liam McGee, and Maryellen Baker. My case got forwarded to the Loss Mitigation folks by Ken Lewis's office.

Could you sell your investment property? If I had an investment property that was losing money, my first thought would be to unload it. It would ease my cash flow problem, and if I had equity in the property, it would give me a nice cushion in case of financial stress. Of course, if you're upside down on the investment property, then it's not straightforward, but if you could unload it in a short sale you'd still put an end to your negative cash flow.