[ltravel]

Madremustang....

Ha! Not that I want to pay $6K for 3 months, but $6127.78 is my actual
monthly mortgage payment which I've been paying for a number of years,
plus another $972 on a 2nd mtg. I contacted in April knowing things were
getting worse with my business which is commission based travel sales.
I'm down about 75% since September and the savings ran out while the
cc's ran up. I had anticipated June pymt would possibly go 30 days late.
It's a bummer that we couldn't go foward without messing up the credit
but at least the mortgage is just in my husbands name.

So basically they are letting us catch up by skipping June/July but I was
already paying at the end of the month so it's really just one months
savings on our financial end. I still don't get the current pymnt amount
since all the forbearances detailed on this website seem to be for less,
but most of them also seem to be 30/60/90 days late with some pretty
sad situations. But I think in our case, since my husbands salary has not changed and I am still bringing in a decent bit of money, plus our house
is not that far underwater, they are being very tough/cautious. Our
expenses however are very high and we really do need this modification
for a lower payment. We're just going to have to wait and see what
happens come November, and hope they don't royally screw us then
by denying the final modification.