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faith · 07-04-2009, 09:30 PM

Majestix,
Your letter looks good, but take out the part about your children moving in and no longer available to help you. You don’t want them to think about anything else in this matter.

Make sure your hardship letter explains your hardship like due to loss of income, sickness, family issues, and the circumstances that caused it. Explain what steps have been taken to correct the situation. Provide the lender with your plan to get back on track and stay there. Assure the lender that you are a responsible homeowner who just needs a second chance and that you are very motivated to save your home.

Here are the guidelines for the modification, payment and the gross income criteria >>

http://www.treas.gov/press/releases/...guidelines.pdf

Information and guidelines for the new modification program dated March 4^{th c}heck your eligibility>>

Making Home Affordable - Home Affordable Modifications

Naca https://www.naca.com/refinance/refinanceTenStep.jsp

Below is the link for Success stories of all the lenders, please click on it and read you might get some helpful tips and ideas on how to deal with BA.

http://www.loansafe.org/forum/success-stories-homeowners-who-fought-back-won/

God bless

07-04-2009, 09:30 PM	#10 (permalink)
faith Homeowner & Forum Guide Join Date: Feb 2008 Location: San Diego Posts: 885 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Hardship Majestix, Your letter looks good, but take out the part about your children moving in and no longer available to help you. You don’t want them to think about anything else in this matter. Make sure your hardship letter explains your hardship like due to loss of income, sickness, family issues, and the circumstances that caused it. Explain what steps have been taken to correct the situation. Provide the lender with your plan to get back on track and stay there. Assure the lender that you are a responsible homeowner who just needs a second chance and that you are very motivated to save your home. Here are the guidelines for the modification, payment and the gross income criteria >> http://www.treas.gov/press/releases/...guidelines.pdf Information and guidelines for the new modification program dated March 4^{th c}heck your eligibility>> Making Home Affordable - Home Affordable Modifications Naca https://www.naca.com/refinance/refinanceTenStep.jsp Below is the link for Success stories of all the lenders, please click on it and read you might get some helpful tips and ideas on how to deal with BA. http://www.loansafe.org/forum/success-stories-homeowners-who-fought-back-won/ God bless __________________ Regards, Faith "Pay it forward"