[tomser]

hi ***

I am new and i need your help. I have 3 loans at wells farg with all interest only loans. these 3 loans are going to rest new higher rate in coming month of September

first is pricipal resident $550k
second is rental home $$450k
third is also rental home $ 460k
and line of credit second $300k

keeping my primary resident is my upmost goal.

I ran primary home DTI front end is 43% and back end is 71% ( income $5100 and PITI expenses is $ $2183 and $ 3603 back end)

My question to you is that when I prepare all thoes income and expensise
and hardship letter; I need only the primary resident excluding those rentals and second mortgage. so i only apply for LM for primary resedent only ??? could you kindly explain to me what kind of chance and how to present for LM . I am preparing now to submitt to Lose mittigation

thank you very much

tomser