Roberto 77,
When I read your responses I had the sense that you understood this whole mess a lot. Will it be too much of a problem if I ask you to take a look to my profile and see my post and evaluate my case? I want the sincere opinion of someone in my same shoes. I'm honestly totally overwhelmed. I think
CW BOA is doing this more confusing unnecessarily so people don't pursue HAMP. I need to know my options so I can start. And I just don't have the money anymore... I'm still current but the situation is so critical that I'm at risk of imminent default! Please help....