[Ragtopgal]

CTUGRIER, etc: What is the answer here. What are you going to do next? You are initially approved, make trial payments, which means they are put as unapplied funds, get creditors calling you for being late, and then your told you do not qualify. How can they possibly do this to people? Why make trial payments if you end up not qualifying; can't they tell this from the start? I have already made one trial payment only to find out, that was a mistake, the process had not been followed correctly so I was in never never land. So I'm behind. And if I ever get approved for something, what will happen at the end if they deny me? How do I make up for the months difference I need to pay back because I did what they said, and paid trial payments. It seems insane that we get reported late when making trial payments on time. I have spoken with a rep from the loansafe # and this is where I'm at, waiting for the value of my home to come in. I am guessing, the computer does the work and tells you if you qualify or not. My fear is my income might change by the time the trial payments would be over, I'd send in pay stubs and things might look worse. And then they tell me I don't qualify? I've read many many posts and can't sleep at night; my mind won't shut off, what decision to make here; trial payments or not? If not, how can I make the full payment when my pay is cut?