| Re: Forebearance = trial period? It seems to me that this is a Making Home Affordable Modification as the trial period is 4 months if you are not late on the mortgage.
If you were honest with the info you submitted and it is the same in 4 months, there should be no reason why it would not go through.
Not sure why they are looking for a surplus if this is a making home affordable mod. The Making Home Affordable mod is based only on your income and mortgage payment and not your other bills.
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