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Mortgage Blog

Mortgage Assistance Event Taking Place This Thursday in Bakersfield, California

(LoanSafe.org) – Homeowners in the area who are having trouble making their monthly mortgage payments are invited to this free event, where they will be able to have their options gone over with them. Borrowers of Fannie Mae mortgages will be able to receive on-site-assistance. Workshops like this one are designed to help those who […]

Deceptive North Carolina Landlord Banned From Taking Security Deposits

North Carolina Attorney General Roy Cooper has issued a press release warning consumers that James Ware Kelly of Chapel Hill, a managing officer of Ware Investments, LCC, was banned from receiving any security deposits from tenants. The landlord has been barred from accepting security deposits, due to his failure to return people s’ security deposits. The Attorney General said in […]

Two New York Real Estate Developers Barred From Doing Business in State

Two Glen Cove Real Estate developers, Richard T. Mohring and Deborah Mohring (husband and wife) were barred last Wednesday by NY Attorney General Eric T Schneiderman from engaging in the public condominium sales in New York. The company owned by the couple, R&D Willis Avenue, LLC, has also been barred from conducting business in the […]

Former Countrywide Loan Officer and Former NY Corrections Officer Convicted on Mortgage Fraud Charges

In a mortgage fraud scheme that lasted from September 2006 to November 2008, a GMAC and Countrywide loan officer along with a New York Corrections Officer had received millions of dollars in mortgage loans by submitting false loan applications, fictitious leases, and false down payments to mortgage lenders. A federal grand jury on April 18, […]

Current Mortgage Rates for Tuesday April 22, 2014

Current mortgage rates at the nation’s top lenders are a bit lower this morning compared with yesterday’s LoanSafe report. For rates based on conventional mortgage programs; the 15-year fixed rate mortgage (FRM) decreased along with the 10-year adjustable rate mortgage (ARM) at Bank of America under their home purchase program. At Chase, the 15-year FRM decreased along with […]

Home Values In A 1,000 Cities May Become More Expensive Than Ever

Just a few years ago, many American homeowners in the most populated cities in the country were what they call “underwater.” They simply owed more on their mortgage than their homes were worth. They could not refinance or sell their homes without their mortgage servicers agreeing to some type of loan workout. If they needed payment relief, their […]

Former Manager of the Border Lodge Credit Union Sentenced to Prison

Debra Kinney, the former manager of the Border Lodge Credit Union in Derby,Vermont was sentenced to 3 years in prison, followed by 5 years of supervised release last Monday, for committing fraud that involved misusing over $633,000. She was also ordered to pay full restitution, and and a forfeiture judgment of $250,000 was entered against her.While acting […]

7 Tips Homeowners Can Use During Tornado Season

The Insurance Institute for Business & Home Safety (IBHS) has announced a warning for homeowners and other local residents who live in states that expect annual tornadoes. The warning has been issued on the basis that no gusts of wind have been spotted this season in the states where these natural disasters are most likely […]

10 Secrets Your Real Estate Agent Won’t Tell You

The real estate market is not a realm for the faint of heart. If you’re a neophyte in home buying or selling process, you might be expecting that your real estate agent would be your ultimate confidant and partner in guiding you through one of the major financial choices of your life. While this is the […]

Current Mortgage Rates for Monday April 21, 2014

This week is starting off with mortgage rates slightly going up on many loan programs going up at the nation’s top lenders. Our research also revealed that a couple of  lenders had reduced rates on some loan programs, but the majority of changes this morning saw rates go up a tad from Friday’s report.  Below is a summary […]

Mortgage Applications Up Last Week

Mortgage rates were at six week low before the rise we saw this morning. The low rates had caused mortgage application to rise this past week. According to the most recent mortgage application survey released by the Mortgage Banker’s Association on Wednesday, mortgage applications were up last week ending on April 11, 2014. Mortgage purchase applications […]

Spring Demand for Home Buyers Unpredictable

Freddie Mac’s US Economic and Housing Market Outlook for April revealed that the housing market is a bit unpredictable at the moment. Freddie Mac’s data projects that the 30-year fixed-rate mortgage may be on the rise which will in turn affect springtime home buyers. A rise in mortgage rates along with a low inventory of available […]

Current Mortgage Rates On the Rise – April, 18, 2014

After a downward trend of nearly 6 weeks, interest rates are starting to head back up at the nation’s top lenders this morning. The summary of these changes, along with current rates are listed below. If you have question about these rates or need help with a new mortgage,  please call LanSafe  today at 800-779-4547. For rates based on a $300,000 loan […]

Attorney General Kane Warns Homeowners About Traveling Contractor Scams

(LoanSafe.org) – While home buying is a trend that is anticipated to pick up this Spring, homeowners should not be taking home improvement lightly. Attorney General Kathleen G. Kane last Friday released a report that home sellers and homeowners should pay attention to. According to the AG warning, there has been several reports of “traveling” […]

Housing Starts Were Up in March for Recovering Areas

(LoanSafe.org) – A new report released by HUD and the US Census Bureau has indicated that housing starts were up by 2.8% last month from a revised rate from the previous month. According to the newly released figures, there were a reported 946,000 units in March while there were 920,000 in February. Kevin Kelly, chairman […]

Mortgage Rates at 6 Week Low

The Freddie Mac Primary Mortgage Market Survey (PMMS) released this morning shows fixed mortgage rates are at a 6 week low.  Frank Nothaft, vice president and chief economist of Freddie Mac commented in their report that mortgage rates have eased up which allowed housing starts to rise by 2.8% in March. An outcome which we did […]

Jumbo Loan Rates Today – 4/17/2014

(LoanSafe.org) – Current jumbo mortgage rates are mostly the same today, with the exception only one loan program that went up this morning at Wells Fargo.  The 30-year fixed rate mortgage (FRM) increased at Wells Fargo under their home purchase program. Jumbo mortgages are loans exceeding $417,000 or $625,500 in high-cost areas. Additional loan products, rates […]

Mortgage Rate Report & Summary Today – 4/17/2014

(LoanSafe.org) – Current mortgage rates for the most part stayed the same again this morning at the top lenders that we study here on LoanSafe. While Wells Fargo rates did not change today, fixed and adjustable loan programs at Chase and BofA went up. The 30-year and the 15-year fixed rate mortgage (FRM) increased along with […]

Online Mortgage Assistance Event for San Antonio Homeowners Wednesday – April 23

Whether you are unemployed, have had your hours at work cut back, need advice on a short sale or deed-in-lieu of foreclosure, are having problems with your rental property, or are facing some kind of financial hardship, all Dallas and San Antonio homeowners are welcome to sign on to this free event. At the event, […]

Foreclosure Workshop for Delaware Homeowners in Georgetown on April 21

(LoanSafe.org) – Mortgage assistance events occur regularly in the state of Delaware, and can be found at this link. This event requires pre-registration so try to call in before the weekend to see if there are any spots still available. Be sure to keep up with future events if you are suffering from a severe […]

US Bank Mortgage Rates Today – 4/17/2014

(LoanSafe.org) – Here are the current mortgage rates or US Bank as of today, 04/17/2014. 10YR ARM – APR may increase after consummation 3.625% 0.250% 0.000% 3.416% 4.56 5YR ARM – APR may increase after consummation 2.875% 0.125% 0.000% 2.943% 4.15 3YR ARM – APR may increase after consummation 2.500% 0.125% 0.000% 2.860% 3.95 Conforming […]

Chase Mortgage Rates Today – 4/17/2014

(LoanSafe.org) – Below are the current average Chase Mortgage rates for today, 04/17/14. Rates are based on a home purchase, and refinance with a loan amount of $215,000.   Rate     APR   Points  Months  Amount 30-year Fixed Rate:   4.250%  4.345%  1.250   359    $1,057.67 15 Year Fixed Rate    3.500%  3.627%  0.875  179    $1,537.00 7/1 LIBOR ARM         3.250%  […]

Wells Fargo Mortgage Rates Today – 4/17/2014

(LoanSafe.org) – Here are the current purchase mortgage rates for Wells Fargo Mortgage as of today 04/17/2014. Conforming 1and FHA Loans 30-Year Fixed 4.375% 4.460% 30-Year Fixed FHA 4.250% 5.837% 15-Year Fixed 3.625% 3.772% 5-Year ARM 3.250%  3.001% 5-Year ARM FHA 3.250% 3.968% Larger Loan Amounts in Eligible Areas – Conforming and FHA 30-Year Fixed […]

City of Dubuque Settles for Barring African Americans From Achieving Fair Housing

The City of Dubuque in the state of Iowa settled in a discrimination case yesterday with HUD. The case was an effort to fight discrimination practices againstAfrican Americans within the city limits. According to Title VI of the Civil Rights Act of 1964, it is illegal to discriminate against anyone on the basis of their […]

Former Rockwall Housing Development Executive Sent to Prison for HUD Fraud

Jennifer Tyson, the former executive director/manager of the Rockwall Housing Development Corporation (RHDC) from Rockwall, Texas was sentenced last Wednesday by U.S. District Judge Ed Kinkeade to a year and a day in federal prison for conspiring to steal federal funds from the U.S. Department of Housing and Urban Development (HUD). Tyson must also pay […]



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