Home Loans and Support

What is LoanSafe About?

LoanSafe is America's #1 mortgage website. Since 2007, we have helped thousands of people for free with their home loans, and we have also saved countless homes in the process. Our great work has been featured in the New York Times, LA Times, Fox Business and many other media publications. LoanSafe is a website you can trust for the best mortgage advice and recommendations.

Learn what people are saying
Here are some of the LoanSafe.org testimonials

"I found LoanSafe a few months ago while searching for a refinance. The help and knowledge of the staff here is the best in the business. Evan Bedard has been awesome in assisting us in finding the best rates for our refi. I highly recommend LoanSafe for all your mortgage needs!"
- David McDonald, San Diego, CA
"Hello Moe, I just wanted to tell you, your website has saved my life (literally), I stumbled on your site in the middle of losing my home. I was able to network with people going through the same thing as I am...We hear so much about what is wrong with America, I just wanted you to know, you are whats "right" with America."
- Nina Mitchell
"Hi Moe, about 8-9 months ago I found your website. I read other “victims” stories and knew I was not alone. I email Bank of America President Barbara as suggested and it worked...I could live and enjoy my life when I got the help from you. Maybe we have learned hard lessons, but you actually do something about it for us little guys. Mille grazie!"
- Linda
View More Testimonials »

LoanSafe.org Legal Disclaimer

LoanSafe.org is not for a profit website. We are not affiliated with any bank, lender, mortgage broker, loan modification company, law firm or with the United States Government. We are funded by advertising such as Google Adsense and the current advertisers such as the Loan Modification Help Center and New American Funding whose agents are listed below. The articles, comments and all the materials available on this website are for informational purposes only, and not for the purpose of providing legal advice. You should contact an attorney to obtain legal advice with respect to any particular legal issue or problem. The comments expressed on this website are the opinions of the individual author and may not reflect the views of our company. LoanSafe.org is owned by MoeSeo Inc. A California Corporation.

Please Meet the LoanSafe.org Team

Maurice Bedard

Hi, my name is Maurice Bedard, but many people know me as Moe and I'm the founder of LoanSafe.org. My main job for our company is marketing, brand and website development. I created LoanSafe back in the summer of 2007 as a safe online service to help consumers with their mortgages. In the past 7 years, LoanSafe.org has grown to a forum with many thousands of members, and our website receives hundreds of thousands of visitors per month. It is the #1 mortgage website for consumers in the world. My online work has been featured in the New York Times, LA Times, Fox Business, and many other media publications.

I'm also the founder of WeCreateWebDesigns.com. A web design and internet marketing company that offers beautiful website designs, internet marketing, branding, SEO and tools for small businesses. If you would like to advertise on LoanSafe, need expert help with your website, or marketing, please feel free to call me at 760-637-5125.

I was born and raised in Southern California. I'm married to a loving wife, and I also have 5 beautiful children. Today I reside in the beach community of Carlsbad in the county of San Diego. I love to surf, martial arts, and the outdoors.

Evan Bedard

Hello, my name is Evan Bedard. I'm a mortgage expert, and also the leader of LoanSafe's online home loan assistance program. My main role on this website is helping people find the best financial solutions to their mortgage questions, and also assisting consumers searching online for a safe loan. I have worked in the mortgage field since 2007 and have successfully helped thousands of people.

I was born and raised in Southern California and I currently live in Carlsbad, California. In my off time I enjoy the beach, training in martial arts, hiking, and the outdoors.

If you need help finding a great loan to buy a home, or refinance, my job is to make your goal a reality. Please feel free to call me anytime at 800-779-4547 or email me at Evan (@) LoanSafe.org.

Michael Naz

Hello, my name is Michael Nazarinia and for the past decade I have worked in the mortgage banking business field and also during our economic crisis as a distressed mortgage expert. I am an expert on modification processing and underwriting as well as net present value analysis of mortgage loans. I am a contributing writer for Loansafe.org and Co-Founder of Loan Mod Help Center & REST Report Matters. I have been working for the Diligence Group LLC, evidencing wrongful loan application denials and documenting preliminary evidence of Fair Housing Act violations. I work on modification request processing as an expert with several non-profit and for profit companies, lawyers, mediators and advocates as the “mortgage modification specialist with a mortgage banking background.” I worked as a mortgage banker at Countrywide Federal Savings Bank (FSB) and with National City FSB, Novastar Mortgage Banking, and Gateway FSB as an independent mortgage banker. I have personally been involved with over 1,000 completed modification cases in various roles with various mortgage servicers.

My goal is to make a positive difference for Loansafe.org members by using mathematics as the basis for better decision making in mortgage lending, loan services and loan products. I have seen that too many mortgage servicers have not modified eligible and qualified loans by disqualifying qualified homeowners for inaccurate reasons. I received my Bachelor’s degree from the University of California, Los Angeles in philosophy with classes completed in neuroscience. I also have my Masters Degree in business administration with classes completed in Real Estate Law, Finance, Accounting and Supply Chain Management from the University of San Diego. I can help homeowners, brokers, attorneys or real estate professionals with getting a new non-prime loan from a broker or banker and providing expert help with your distressed mortgage when the free help just isn’t cutting it.

You can reach me anytime at 877-747-2969 to set an appointment or send me an email to loansafe@loanmodhelpcenter.com for mod help questions or michael@diligencegroupllc.net for wrongful denials and mortgage settlement requests.

Erik Sandstrom

As a Senior Loan Officer with New American Funding, I pride myself in developing lasting client relationships by providing the best customer service in the business. I have been an advocate on America’s largest forum for homeowners, LoanSafe.org by answering borrower’s questions and guiding them in the direction which suits their family’s needs, wants and goals for their property. I have also helped countless buyers fulfill their homeownership and equity management goals. My success I credit to hard work, honesty and an extreme devotion to the industry.

Born in San Diego, California, I have worked in almost every field of the Real Estate industry, from representing buyers and sellers as a Realtor licensed by the Department of Real Estate, to processed and underwritten loans. However, my niche in the Real Estate Finance industry as a Mortgage Loan Consultant who has developed a marketing strategy which is very unique and has serviced as a successful platform that has consistently and predictably proven to be effective; even during the difficult times in the market.

If you need a help in getting a new mortgage, please do hesitate to call me direct anytime at 858-345-4698 or email me at erik.sandstrom (@) nafinc.com.

Jon D. Maddux

Hi! My name is Jon D. Maddux and I have been in the Mortgage / Finance industry for 16 years. Before the mortgage crisis, I was President of IMS Lending, a local mortgage company in Del Mar, CA. In December 2007, Jon Co-Founded and became CEO of You Walk Away. Since January 2008, You Walk Away has helped over 8,000 customers navigate through the hardship of foreclosure and / or a short sale. In Jan 2013 I launched After Foreclosure to help homebuyers find the best way to re-enter the housing market after foreclosure or short sale.

I'm also a musician and live with my wife and two children in Southern California.

If you need assistance to buy a home, or refinance your current mortgage, please feel free to call me at 800-779-4547.

Cat Damiano

Cat Damiano has over 17 yrs. of experience in the Real Estate industry. She began her career in 1994 in foreclosure prevention as a short sale negotiator. From there she became part of an REO team marketing properties owned by Fannie Mae and large asset management companies directly to the real estate investor groups she had built solid relationships with over the years. Her integrity, intelligence, negotiating skill, compassion, drive, personality and professionalism carried her through her career earning her many accolades along the way.

Cat became a part of the Loan Safe team in September 2007 and has used her foreclosure prevention expertise, tips, and VIP contacts in helping thousands homeowners achieve successful outcomes on the LoanSafe.org forum. Cat is an integral part of the Loan Safe team and her mission is to help Moe and the Loan Safe team to help as many homeowners as they can to save their homes. Cat specializes in Foreclosure Prevention, Short Sale Negotiation, REOs, BPOs, Real Estate Contract Review and Negotiation, and Loan Modification Advice and Tips on the LoanSafe.org Forum.

Cat was born and raised in Northern N.J. before moving to beautiful Colorado with her son in 1994. She enjoys snowshoeing, cooking, and fitness.

Alex Ferreras

Alex Ferreras is a financial writer for LoanSafe.org. Since 2010, he has dedicated himself to gathering information and posting the most relevant content for our valuable readers. Ever since joining the team 4 years ago he has been able to take his passion of writing and use it to help consumers across the nation. He especially enjoys compiling information on fraud prevention, individual state markets and reverse mortgages.

Alex was born and raised in Southern California and currently attends Mount San Jacinto College where he's pursuing a degree in biological science. His academic passions are researching, writing and science. In his spare time he enjoys mountain climbing, swimming and writing his own fictional material.

Please join us!

LoanSafe in the media:


"Hello Moe, I just wanted to tell you, your website has saved my life (literally), I stumbled on your site in the middle of losing my home, I was able to network with people going through the same thing as I am. I didn't feel alone anymore, I have tried to give back and counsel those that haven't walked in my shoes yet. We hear so much about what is wrong with America, I just wanted you to know, you are whats "right" with America."

Nina Mitchell
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