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Hi, my name is Erik Sandstrom, and I’m the mortgage expert on LoanSafe.org. We have been offering free online mortgage help and tools specifically for consumers since 2007.

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Current Mortgage Rates for Friday August 12, 2016

Current Mortgage Rates for Friday August 12, 2016

Mortgage rates for this Friday morning are mostly unchanged from yesterday's report. The current 30 year fixed mortgage average is 3.45%, and the 15 year mortgage average is 2.76%. The 5 year adjustable-rate mortgage (ARM) is 2.74%, and 1 year ARM Jumbo 30 year...

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Mortgage Applications for New Homes Decrease in July

Mortgage Applications for New Homes Decrease in July

Mortgage applications for new home purchases were down by 8% in July from the previous month, according to the Mortgage Bankers Association’s (MBA) latest builder survey. The MBA said that new home purchases were up 2.4% from July 2015. The seasonally adjusted...

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Higher Home Values Hurting Affordability

Higher Home Values Hurting Affordability

It is getting a lot more difficult for Americans to afford owning a home in many areas across the country. Historic low rates are not much help to home buyers because rapidly rising home values have caused affordability to decline in the second quarter compared to a...

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Mortgage Delinquencies and Foreclosures Continue to Drop

Mortgage Delinquencies and Foreclosures Continue to Drop

Mortgage delinquencies are at the lowest level since 2006, and foreclosure starts are at the lowest level in 16 years, according to the latest Mortgage Bankers Association’s (MBA) National Delinquency Survey. The delinquency rate for home loans dropped 11 basis...

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Mortgage Rates Remain Near Historic Lows

Mortgage Rates Remain Near Historic Lows

Mortgage rates for the week ending August 11, 2016, are showing average fixed mortgage rates little changed from the previous week and remaining near historic lows, according to the latest report from Freddie Mac. Freddie Mac reported the 30 year fixed mortgage...

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Current Mortgage Rates for Tuesday August 9, 2016

Current Mortgage Rates for Tuesday August 9, 2016

Mortgage rates for this Tuesday afternoon are mostly stable at the nation’s top lenders. The current national average for the 30-year fixed-rate mortgage (FRM) is at 3.43%, and the 15 year mortgage is 2.74%. The 5-year adjustable-rate mortgage (ARM) is averaging...

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Housing Market Recovery Continues

Housing Market Recovery Continues

Lower mortgage rates, rising home values, and higher sales volumes show that the housing market recovery is continuing, according to the latest July Housing Scorecard issued by the U.S. Department of Housing and Urban Development (HUD). Single-family new home sales...

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