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LoanSafe.org is America’s #1 mortgage forum for consumers. Since 2007 we have provided free online mortgage help for consumers. Our work has been featured in the New York Times, Fox Business, Money Magazine and many more media outlets. Join our forum and get answers from the experts to your tough loan questions.

Erik Sandstrom

Erik Sandstrom


Hi, my name is Erik Sandstrom. I’m a proud sponsor and mortgage expert on LoanSafe.org. I’m also a sale’s manager and loan officer with Caliber Home Loans. If you are looking for a great mortgage with the best rates or for a great company to work for, please give me a call at 619-379-8999

Latest Mortgage News

GAO Recommends IRS-HUD to Manage Housing Credit Program

(Source: GAO) – Federal agency officials, market participants, and observers estimated that the qualified mortgage (QM) and qualified residential mortgage (QRM) regulations would have limited initial effects because most loans originated in recent years largely... read more

California Attorney Sentenced in $4 Million Fraud Schemes

(Source: FBI) SAN DIEGO—Attorney Gino Paul Pietro appeared in two federal courthouses this week, where he was collectively sentenced to serve 30 months in prison for participating in separate fraud schemes in Orange and San Diego counties. On July 20, 2015, U.S.... read more

Mortgage Rates for Monday July 27, 2015

Mortgage rates at the top U.S. lenders for this Monday morning are mostly the same as our last report on Friday. The national average for the 30 year fixed mortgage this past week was 4.04%, and the 15-year is 3.21%. The 5 year ARM averaged 2.97% this past week, and... read more

NAHB: New-Home Sales 6.8% Lower in June

According to the National Association of Home Builders (NAHB), new construction single-family home sales were lower in June by 6.8% to a seasonally adjusted annual rate of 482,000. The NAHB formulated its report on recently released data from HUD and the U.S. Census... read more

Today’s Mortgage Rates for Friday July 24, 2015

Current mortgage rates at the nation’s top lenders for this Friday morning are mostly on the way up. Freddie Mac reported this past week that the overall national average for fixed and ARM loan rates is showing that rates are reversing course once again and... read more

Former Owner Of Title Agency Charged With Defrauding Lenders

(Source: USDOJ) PHILADELPHIA – Richard C. Roney, Jr., 46, of Laurel Springs, New Jersey, was charged today by information with four counts of wire fraud related to an alleged scheme that cost lenders more than $750,000, announced United States Attorney Zane... read more

Existing-Home Sales and Prices Rise in June

(Source: NAR) WASHINGTON — Existing-home sales increased in June to their highest pace in over eight years, while the cumulative effect of rising demand and limited supply helped push the national median sales price to an all-time high, according to the National... read more

MBA Significantly Increases Forecast for Home Purchase Lending

(Source: MBA) – The Mortgage Bankers Association (MBA) today released its updated mortgage finance and economic forecasts. The revision included a significant increase in the volume of purchase originations. MBA now projects that purchase originations will reach... read more

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