Welcome to LoanSafe

LoanSafe.org is America's #1 mortgage website for consumers since 2007. Free mortgage help for first time home buyers, and homeowners looking to refinance, or need a loan modification, short sales and more! For immediate assistance, please call 1-800-779-4547.

Mortgage Rate Report for Wednesday December 17, 2014

Current conforming national mortgage and ARM rates are mostly mixed, with rates going both lower and higher for this Wednesday morning. A summary of the nation’s top loan programs and market snapshot are listed below. The national average for the 30 year fixed... read more

Former North Miami Mayor Guilty of Mortgage Fraud

No one is immune from the long arm of the law. Since the beginning of the mortgage crisis and fraud epidemic, we have seen bank owners, NFL football players, policemen, and even government officials get busted for their greedy white-collar crimes such as in this case.... read more

Freddie Mac December U.S. Economic and Housing Market Outlook

(Source: Freddie Mac) MCLEAN, VA- Freddie Mac (OTCQB: FMCC) released today its U.S. Economic and Housing Market Outlook for December, looking back at five key consensus predictions for 2014, how they fared, and what that means for housing and the economy in 2015. A... read more

Current Mortgage Rates for Tuesday December 16, 2014

The current national average for mortgage rates on conforming and adjustable rate loans, are mostly the same as yesterday’s report. A brief summary of current mortgage rates and a daily market snapshot are listed below, along with rate searches from some of the... read more

FTC Shuts Down Nationwide Loan Modification Scam

Ever since the mortgage crisis had started in 2007, there have been many white-collar crooks coming out of the criminal woodwork who opened up loan modification and foreclosure defense chop shops in order to scam struggling homeowners down on their luck. We have... read more

Home Buyers Are Optimistic but Not Wild-Eyed

(Source: NY Times) – Most of us don’t add up the short-run investment pros and cons when we consider whether to buy a house; instead, we think about the long-term lifestyle we want. That makes sense, because once a house is bought, the owner typically stays in... read more

Mortgage Binges and Painful Hangovers

(Source: Reason) – Plenty of people who go on wild drinking binges end up with sound reasons to avoid repeating the experience: painful hangovers, lasting embarrassment, ruined relationships, encounters with police. But that doesn’t stop some of them from... read more

Mortgage Rate Report for Monday December 15, 2015

The national average for conforming mortgage and ARM rates for this Monday, are mostly the same as Friday’s report. A brief summary of the various loan programs, and rates from these lenders are listed below in our daily mortgage report. The current national average... read more

Should bankruptcy judges reduce mortgage principal balances?

(Source: OC Housing News) – Ever since the Great Housing Bubble began to deflate, everyone incorrectly identified foreclosure as a problem because foreclosure pushes people out of the house the bank bought for them. The real problem is not foreclosure; the real... read more

Falsified Mortgage Applications on the Rise

(Source: NY Times) – Falsified applications are now the most common type of mortgage fraud, their incidence having risen steadily for the last three years, according to LexisNexis Risk Solutions’ annual mortgage fraud report. The report, scheduled for release on... read more

Mortgage Rate Report for Friday December 12, 2014

This week is ending with current conforming mortgage and ARM rates mostly on the way up, which has been a week long trend. A detailed summary of the various loan programs, and rates from these lenders are listed below in our daily mortgage report. The current national... read more

Current Mortgage Rates for Thursday December 11, 2014

Current  conforming mortgage and ARM rates are slightly up again for this Thursday morning. Freddie Mac is reporting that rates are slightly up from the last week, but with the average 30-year fixed-rate mortgage remaining below four percent. Vice president and chief... read more

Foreclosure Starts on the Rise for First Time Since 2012

There appears to be some more foreclosure doom and gloom on the horizon for the U.S. real estate market. The national property analytical firm, RealtyTrac is reporting properties that have started the foreclosure process, and are experiencing their first increase in... read more


Get a Free Mortgage Rate Quote

Get Quote Now