Welcome to LoanSafe

LoanSafe.org is America's #1 mortgage website for consumers since 2007. Free mortgage help for first time home buyers, and homeowners looking to refinance, or need a loan modification, short sales and more! For immediate assistance, please call 1-800-779-4547.

Current Mortgage Rates for Thursday April 23, 2015

Current mortgage rates at the nation's top lenders are mostly stable for this Thursday afternoon. Freddie Mac said today that the national average for weekly fixed mortgage rates have moved down slightly this week and remain near their 2015 lows as the spring... read more

NAHB: New Home Sales Drop 11.4 Percent in March

(Source: NAHB) - WASHINGTON, April 23 - Sales of newly built, single-family homes fell 11.4 percent in March to a seasonally adjusted annual rate of 481,000 units from an upwardly revised February reading, according to newly released data by the U.S. Department of... read more

Mortgage Rates Go Lower As Loan Applications Rise

The Mortgage Bankers Association (MBA) released its report on mortgage applications and rates this morning indicating some good signs that rates decreased this past week on the four major types of loan programs and increased on a fifth. Loan applications for purchase... read more

Feds call out national mortgage servicer

(Source: FTC) - The Federal Trade Commission and Consumer Financial Protection Bureau don’t play games when it comes to making loan servicers pay for illegal and unscrupulous behavior. Case in point: Green Tree Servicing LLC. Today, the FTC and CFPB reached a... read more

NAR: Existing-Home Sales Spike in March

(Source: NAR) WASHINGTON — Existing-home sales jumped in March to their highest annual rate in 18 months, while unsold inventory showed needed improvement, according to the National Association of Realtors®. Led by the Midwest, all major regions experienced strong... read more

Wells Fargo Breached Mortgage Deal

(Source: CN) - Wells Fargo breached a class-action settlement agreement on "Pick-a-Payment" mortgage loan modifications, a federal judge ruled. Borrowers sued Wachovia Mortgage in 2009, alleging violation of state and federal law for failing to adequately disclose... read more

Toledo Woman Charged in Home Loan-Modification Scheme

(Source: FBI) - A two-count criminal information was filed charging Toledo woman with participating a fraudulent home loan modification conspiracy, said Steven M. Dettelbach, United States Attorney for the Northern District of Ohio. Constance Kanary, 52, was charged... read more

NCRC Reacts to FHFA’s Modest Adjustments to Guarantee Fees

(Source: NCRC) - Washington, DC – Today, in reaction to the Federal Housing Finance Agency’s (FHFA) announcement of small adjustments to the fees it charges lenders on loans guaranteed by the Government-Sponsored Enterprises (GSEs), the National Community Reinvestment... read more

Fair Housing Month Focus on Disability Discrimination

(Source: HUD) - Edward Tirell and his wife are no different from the average couple raising a child today. They get up early every morning, make sure their 6-year-old son is prepared to go to school, drive him to the bus stop, and then get themselves to work. But... read more