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LoanSafe.org is an online grass roots consumer led community of 16,000 homeowners based on the simple premise of "paying it forward". Over 300 homes have been saved via our mortgage forum and we hope to help you. Our goal is to offer you nothing less than the best current home loan information available on the internet.
LoanSafe.org is the national "home loan safe haven" leader on the internet for consumers, creating nationwide solutions and responses to the serious challenges facing homeowners in regards to their homes, lives and liberties.
Please click here to enter our community and get free help today!
June 16th, 2009
Many people and attorneys are searching for examples of loan modification agreements on the internet. The good news is you just landed on LoanSafe.org, the longest operating and most popular blog on this subject.
Whether if you are a homeowner or an attorney, we have everything you need to process a modification.
Quick Disclaimer: Well, almost everything. If you’re a homeowner and need legal help, we advise that you search for an experienced lawyer in your state. Here are a few experienced law firms Continue reading…
Filed under: Mortgage Modification | No Comments
June 12th, 2009
Many people are looking for mortgage assistance on the internet and I am sure that is how you happened upon our website. The good news is that we have been giving away free home loan help on the internet since 2007 and we have a great mortgage forum that you can join with over 16,000 homeowners just like you and 300 homes plus saved!
If you need specific help with your current loan, scroll below and check my list of of the different mortgage lenders that I have listed in alphabetical order. The list has a link to a separate page where it will have much more detailed information for you. This is going to take me a lot of time and many weeks. Please be patient with me 
Continue reading…
Filed under: Mortgage Lenders | 1 Comment
June 11th, 2009
When you obtained your home loan, you must have thought that your mortgage company would hold on to your loan and treat you like royalty. Heck, they wined and dined you when you applied for the darn refinance, then why are the playing games now?
The answers is that you went from potential client to their client and maybe their victim as soon as that loan closed.
A lot of abuse happens in the mortgage servicing arena. Some of the BS is done by mistake, but many believe that the constant run around, missed payments unexplainable fees etc. are done by design. The good news is that you have some ammo to help you fight back in case your being railroaded into mortgage hell.
Under the Real Estate and Settlement Procedures Act (RESPA) there is a little known consumer protection law that helps borrowers who have Continue reading…
Filed under: RESPA | 1 Comment
June 11th, 2009
I receive many emails asking me, “Moe, how does a loan modification work?” So, I thought I would write the most detailed blog post that I could on everything you will need to get she mortgage help you deserve.
I designed this website to give you the tools and advice you need to do this yourself. My home loan forum has over 16,000 members and has helped over 300 homeowners just like you save their home. LoanSafe.org has been in the New York Times, LA Times and many other media outlets. We are the the real deal!
If you are a homeowner and want to skip reading, then please feel free to dowload my free loan modification e-book right here. It’s got everything you need in a handy dandy downloadable word format that you can use to effectively process your paperwork and best of all, it’s FREE!
It has all the forms and tips you need for free. All I ask is that you leave a donation if possible. $1, $10 anything helps us keep this great website going.
If you are a professional, broker or attorney and you would like a complete professional manual on how the business works, complete with all the forms, numbers, secrets and tips to start a business tomorrow, then please click here for my professional edition.
OK, here’s the steps to show you how to work with your mortgage servicer and get the help you need.
Step One:
Determine if you can afford your home. If you have no source of income at present then you can ask your lender for a forbearance agreement before Continue reading…
Filed under: Mortgage Modification | No Comments
June 11th, 2009
The Federal Housing Administration offers assisted mortgage loans to qualified borrowers through licensed lending institutions. Starting back during the New Deal era, FHA Loans have been used for those whose income is not large enough to satisfy the down payment requirements of private mortgage deals.
In recent years, the federal government has introduced amendments to the rules to assist homeowners, or prospective home buyers, in the context of the housing slow down.
Importantly, the Housing Administration does not make direct loans - instead, you have to work with a licensed private mortgage lender who is part of a FHA program. As part of the program, the lenders must meet certain requirements but are generally free to establish their own loan terms, so you’ll want to shop around for the best provider. Continue reading…
Filed under: FHA Loans | No Comments