Welcome to LoanSafe

LoanSafe.org is America's #1 mortgage website for consumers since 2007. Free mortgage help for first time home buyers, and homeowners looking to refinance, or need a loan modification, short sales and more! For immediate assistance, please call 1-800-779-4547.

OCC Reports Continued Improvements in Mortgage Performance

The Office of the Comptroller of the Currency (OCC) recently issued their Mortgage Metrics Report, Third Quarter 2014; showing the improved performance of first-lien mortgages serviced by seven national banks and one federal savings association in the third quarter of... read more

How Cheaper Oil Affects Mortgage Rates

(Source: NY Times) – Falling oil prices typically lead to lower heating bills and cheaper fill-ups at the gasoline pump. Less obvious to the average consumer is the role cheaper oil is playing in driving down mortgage rates. It is a complicated and indirect link... read more

Mortgage Rates for Friday December 26, 2014

The national average for conforming mortgage and ARM rates are mostly on the way up for this Friday morning. Freddie Mac reported this week, that average fixed mortgage rates are edging slightly higher, while remaining near their 2014 lows amid mixed housing and... read more

Current Mortgage Rates for Tuesday December 23, 2014

The national average for conforming and ARM loan rates are mostly on the way down for this holiday week. A brief summary of current mortgage rates and a daily market snapshot are listed below, along with rate searches from some of the nation’s top lenders. The... read more

Mortgage Rate Report for Monday December 22, 2014

The current national average for conforming mortgage and ARM loan rates are mostly still on the way down for this Monday morning. The average rate on a 30-year fixed-rate mortgage fell to 3.80% last week, down from 3.93% the previous week, according to Freddie Mac.... read more

Couple earns court victory over mortgage debt ‘vulture’

(Source: NY Post) – Bankrupt, broke and living with their son, a retired Westchester couple scored a precedent-setting victory last week in the harsh world of distressed mortgage debt. A federal judge in New York tossed out the claims of a vulture investor... read more

Government fuels next housing collapse with unstable mortgages

(Source: NY Post) – Nobody wants to return to the kind of risky home loans that spurred 2008’s banking collapse. Sliding back toward lax lending would be nuts. Yet Washington officially endorsed such loans this month. Federally controlled mortgage giants Fannie... read more

Current Mortgage Rates for Friday December 19, 2014

This week is ending with the national average for mortgage rates on conforming and adjustable rate loans moving lower than yesterday’s report. Below are the current mortgage rates on the nation’s top loan programs, and a daily market snapshot with rate... read more

Florida Man Guilty in Mortgage Rescue Scam

(Source: USDOJ) – Yesterday, a criminal information was filed charging Jonathan L. Herbert, of Lighthouse Point, Florida, with wire fraud, the United States Attorney for the Southern District of Illinois, Stephen R. Wigginton, announced. The information charged... read more

Senators Call on FHA to Lower Mortgage Costs

(Source: Wall Street Journal) – A group of 18 senators—all Democrats and an independent—in a letter on Thursday called on Department of Housing and Urban Development Secretary Julián Castro to lower mortgage costs charged by the Federal Housing Administration.... read more

Massachusetts Woman Sentenced to 25 Years in Loan Scam

The FBI announced yesterday that a Billerica, Massachusetts woman was sentenced for wire fraud charges in connection with a bogus bank guaranty program. Diane Glatfelter, 48, was sentenced by U.S. District Judge Douglas P. Woodlock to 30 months in prison, three years... read more

NCUA Sues Trustees of Mortgage-Backed Securities

(Source: NCUA) – ALEXANDRIA, Va. (Dec. 17, 2014) – The National Credit Union Administration has filed suit in federal court against U.S. Bank National Association and Bank of America National Association, alleging the banks violated state and federal laws by... read more

Mortgage Rates for Thursday December 18, 2014

The national mortgage and ARM rates for this Thursday morning are higher than yesterday’s report. A brief summary of the top loan programs in the U.S. and market snapshot are listed below. The national average for the 30 year fixed mortgage is currently... read more


Get a Free Mortgage Rate Quote

Get Quote Now