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Mortgage Rate Report for Thursday March 26, 2015

The current national average for mortgage rates this week are on a major downward trend. Rates are at their lowest levels since February, causing the number of U.S. home loan applications to also go up this past week. Freddie Mac's most recent rate survey shows that... read more

Mortgage Rates Go Lower As Home Loan Applications Rise

As weekly average fixed mortgage rates move down again across the board to their lowest levels since February, the number of U.S. home loan applications rose this past week. Two great indicators that we are moving into a robust season for home buying, and refinance... read more

Current Mortgage Rates for Wednesday March 25, 2015

Mortgage rates at the nation’s top lenders are down big time for this Wednesday. This downward trend has happened all week and I smell a mini refinance boom in the spring time air. The national average for the 30 year fixed is 3.78%, and the 15 year fixed average... read more

New Home Sales Rise in February

The the National Association of Home Builders (NAHB) said today that new home construction sales rose 7.8% in February which was the highest numbers since February 2008. The seasonally adjusted annual rate is at 539,000 units. Current inventory of new homes for sale... read more

Mortgage Rates for Tuesday March 24, 2015

The current national weekly average for conforming mortgage and ARM loan rates are at a six week low. The nation's top lenders are all offering the 30 year fixed mortgage right around the 3.625% - 3.75% range. As we head into the spring time, it looks like these low... read more

Mortgaging the Future?

Here is a great article from the Federal Reserve Bank of San Francisco research department on a study of bank lending and how the expansion in credit over the last 50 years or so had caused the ratio to GDP to have quadrupled in advanced economies. A dramatic growth... read more

Current Mortgage Rates for Monday March 23, 2015

The nation's top lenders are reporting rates as mostly mixed, with some loan programs that have moved down, and other loan programs which have remained stable since our last report on Friday. The current national weekly average for conforming mortgage and ARM loan... read more

Weekly Mortgage Rate Report for March 20, 2015

This week is ending with mortgage rates on a downward trend. Freddie reported yesterday that rates were down for the weekly average. The 30-year fixed-rate mortgage (FRM) averaged 3.78%, and the 15 year fixed averaged 3.06%. The 5 year ARM averaged 2.97%, and the 1... read more

Mortgage Rates for Thursday March 19, 2015

The national average for mortgage rates are lower this morning. Freddie Mac said today that average fixed mortgage rates are moving down across the board. The average 30-year fixed continues its run below 4%. A great indicator that we are heading into a robust spring... read more

Current Mortgage Rates for Wednesday March 18, 2015

The national average for conforming mortgage and ARM loan rates from the nation's top lenders remain mostly stable for this Wednesday afternoon. The weekly average is slightly down this week. According to a report released today by the Mortgage Bankers Association... read more

Required paperwork needed to apply for a loan modification

When you apply for a loan modification, your mortgage servicer is going to review your entire hardship and financial situation to determine your eligibility for a modified payment. With that said, you will need to gather all the required paperwork and financial... read more