Welcome to LoanSafe

LoanSafe.org is America's #1 mortgage website for consumers since 2007. Free mortgage help for first time home buyers, and homeowners looking to refinance, or need a loan modification, short sales and more! For immediate assistance, please call 1-800-779-4547.

Current Mortgage Rates for Friday December 19, 2014

This week is ending with the national average for mortgage rates on conforming and adjustable rate loans moving lower than yesterday’s report. Below are the current mortgage rates on the nation’s top loan programs, and a daily market snapshot with rate... read more

Florida Man Guilty in Mortgage Rescue Scam

(Source: USDOJ) – Yesterday, a criminal information was filed charging Jonathan L. Herbert, of Lighthouse Point, Florida, with wire fraud, the United States Attorney for the Southern District of Illinois, Stephen R. Wigginton, announced. The information charged... read more

Senators Call on FHA to Lower Mortgage Costs

(Source: Wall Street Journal) – A group of 18 senators—all Democrats and an independent—in a letter on Thursday called on Department of Housing and Urban Development Secretary Julián Castro to lower mortgage costs charged by the Federal Housing Administration.... read more

Massachusetts Woman Sentenced to 25 Years in Loan Scam

The FBI announced yesterday that a Billerica, Massachusetts woman was sentenced for wire fraud charges in connection with a bogus bank guaranty program. Diane Glatfelter, 48, was sentenced by U.S. District Judge Douglas P. Woodlock to 30 months in prison, three years... read more

NCUA Sues Trustees of Mortgage-Backed Securities

(Source: NCUA) – ALEXANDRIA, Va. (Dec. 17, 2014) – The National Credit Union Administration has filed suit in federal court against U.S. Bank National Association and Bank of America National Association, alleging the banks violated state and federal laws by... read more

Mortgage Rates for Thursday December 18, 2014

The national mortgage and ARM rates for this Thursday morning are higher than yesterday’s report. A brief summary of the top loan programs in the U.S. and market snapshot are listed below. The national average for the 30 year fixed mortgage is currently... read more

South Florida tops in mortgage fraud investigations

(Source: Sun Sentinel) – South Florida led the nation last year in loans investigated and verified for mortgage fraud, according to a report from LexisNexis Risk Solutions. Palm Beach, Broward and Miami-Dade counties ranked first among metro areas with 12.3... read more

Mortgage Rate Report for Wednesday December 17, 2014

Current conforming national mortgage and ARM rates are mostly mixed, with rates going both lower and higher for this Wednesday morning. A summary of the nation’s top loan programs and market snapshot are listed below. The national average for the 30 year fixed... read more

Former North Miami Mayor Guilty of Mortgage Fraud

No one is immune from the long arm of the law. Since the beginning of the mortgage crisis and fraud epidemic, we have seen bank owners, NFL football players, policemen, and even government officials get busted for their greedy white-collar crimes such as in this case.... read more

Freddie Mac December U.S. Economic and Housing Market Outlook

(Source: Freddie Mac) MCLEAN, VA- Freddie Mac (OTCQB: FMCC) released today its U.S. Economic and Housing Market Outlook for December, looking back at five key consensus predictions for 2014, how they fared, and what that means for housing and the economy in 2015. A... read more

Current Mortgage Rates for Tuesday December 16, 2014

The current national average for mortgage rates on conforming and adjustable rate loans, are mostly the same as yesterday’s report. A brief summary of current mortgage rates and a daily market snapshot are listed below, along with rate searches from some of the... read more

FTC Shuts Down Nationwide Loan Modification Scam

Ever since the mortgage crisis had started in 2007, there have been many white-collar crooks coming out of the criminal woodwork who opened up loan modification and foreclosure defense chop shops in order to scam struggling homeowners down on their luck. We have... read more


Get a Free Mortgage Rate Quote

Get Quote Now