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LoanSafe.org is America’s #1 mortgage forum for consumers. Since 2007 we have provided free online mortgage help for consumers. Our work has been featured in the New York Times, Fox Business, Money Magazine and many more media outlets. Join our forum and get answers from the experts to your tough loan questions.

Erik Sandstrom

Erik Sandstrom


Hi, my name is Erik Sandstrom. I’m a proud sponsor and mortgage expert on LoanSafe.org. I’m also a sale’s manager and loan officer with Caliber Home Loans. If you are looking for a great mortgage with the best rates or for a great company to work for, please give me a call at 619-379-8999

Latest Mortgage News

How many times can you refinance a home within a year?

Many borrowers think that they can refinance their home as often as they would like. But the facts are that this is far from the truth. Many lenders have seasoning requirements that state that borrowers cannot refinance without various penalties within a 1-3 year time... read more

New Flood Insurance Program Legislation Introduced In Congress

A new bill was introduced this week, that if passed, may give consumers better policies and pricing when it comes to flood insurance. Currently the flood insurance market is dominated by the U.S. government as opposed to private insurers. The bill was introduced by... read more

14 Tips for First Time Home Buyers in 2015

There are several things you should know prior to making one of the largest purchases you will probably ever make.  Many of the tips given here can help you save your hard earned money and time prior to starting this endeavor. The tips below will help you make... read more

Current Mortgage Rates

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